The “Ask a Genius” feature in the Albert app offers round-the-clock assistance for any financial questions you might have. When you join, you’re instantly provided with a complimentary Mastercard debit card that comes with attractive cashback rewards. AlbertĪlbert is a cutting-edge online fintech banking platform that doesn’t require a minimum deposit to open an account. The $5.94 monthly fee is waived with a prior month’s direct deposit of $500 or more. The card also grants a 2.00% APY on savings and monthly cash prize opportunities. The ASAP Direct Deposit feature enables early salary and benefit receipt. Users can access overdraft protection up to $200 with appropriate opt-in and direct deposits. It offers up to 3% cash back on, 2% at their fuel stations, and 1% in-store, capping at $75 yearly. The Walmart Mone圜ard is a prepaid debit alternative to traditional checking accounts. However, there is no minimum opening deposit to get started. Opening a Chase Secure Banking account comes with a $100 cash bonus when you use the card for 10 purchases within 60 days.Īccount approval is immediate and you’ll receive your debit card within days. With 4,700 locations across the country, this is an excellent option for anyone who prefers having access to physical branches. And now, they offer an account called Chase Secure Banking with no credit check, no ChexSystems, and no overdraft fees.Īccount holders also get access to over 16,000 ATMs for free, free online bill pay, and free money orders and cashier’s checks. Qualifying for any Smart Rewards™ tier (Primary, Plus, Premium, or Pinnacle) also waives the fee.Ĭhase is one of the most popular banks in the U.S. This fee can be waived for those 24 and under, 65 and over, or military members.Īdditionally, the fee can be waived with monthly deposits of $1,000+, an average balance of $1,500+, or holding an eligible U.S. The checking account requires a $25 opening deposit and a $6.95 monthly fee. Bank ATMs and no surcharge fees at over 40,000 MoneyPass Network ATMs.

There are no ATM transaction fees at U.S. The account itself provides a variety of benefits, including a complimentary debit card that can be locked or unlocked if ever misplaced or stolen. Applicant must reside in AZ, AR, CA, CO, ID, IL, IN, IA, KS, KY, MN, MO, MT, NE, NV, NM, NC, ND, OH, OR, SD, TN, UT, WA, WI, WY to be eligible for Checking account.Subject to certain terms and limitations. Bank Smartly® Checking account and a Standard Savings account and complete qualifying activities. Earn up to $1,000 when you open a new U.S.Bank is currently welcoming new applicants in 26 U.S.

Second chance bank account